First things first - I know words don't matter. All you care about are the returns. So if this is you, then you can skip the migraine and click off of this page now, and then come back in mid-June.

The returns will be the first thing listed on this page when there are actual returns with real money. There's not going to be any more hypo test demo paper trading.

Also what you'll be able to do is download a Word document with screen prints of all the actual trades.

Then you can save this page or the docx into your Favorites list, and check it now and then to decide. When you finally get it, then you'll be up for the migraine. Press Control-D to add this page to your Favorites list (in IE - I don't know what it is with other browsers).

Stock market timing service for DIY investors.

There's currently no showstoppers, so it looks like you'll actually be able to invest in MMT on 1 June '13. It all depends on if my partner and Scottrade can get it set up and running before then. We're just waiting for the usual paperwork, bureaucracy, and mechanics to be set up.

It's $7 per ETF trade, so account minimums will be $25,000.

This is much better for larger accounts than IB's point seven cents per share, but it won't work for accounts under $20,000. But IB may get it's act together someday, and then we'll be able to do accounts as small as $5,000. IB doesn't work for large accounts, because the point seven cents per share adds up to be prohibitive.

All accounts over $100,000 will automatically be put on the Model Portfolios subscription list for free.

All accounts over $250,000 will receive all of the financial plan software on this site (as if you bought the unsupported Bundled Deal).

Also as soon as it's set up, which may be before 1 June, you'll be able to open Model Portfolio accounts and also accounts with investment portfolios created via the Comprehensive Asset Allocation Software. That's 1% of AUM (the temporary getting started sale fee reduction does not apply).

The flock of people that help us get started will have a special place in my heart forever, and will be rewarded with freebies like software and the such for probably much longer than you'll be alive. There's no way to give preferential account management treatment to MMT accountholders, as all accounts are part of a Group, and thus trade in the exact same way. But I'm pretty sure I'm allowed to give away my intellectual property to anyone I want for free, so I'll do that.

Also if we do get rich and famous and want to close, slow down, or limit it to a small group, then the initial flock of special people may be the only ones that can stay with the program.

FYI: I'm just the trader / portfolio manager in this deal, and an IAR under David's RIA. So David will be your contact person for EVERYTHING else.

I don't do speeches, interviews, the press, articles, phone calls or e-mails or anything else regarding MMT. So if you inquire about MMT, I'm just going to send you to him (sorry existing customers!).

Dave's role in this deal is to do EVERYTHING he can to clear the path, so I can focus ONLY what's important - which is to just trade and get paid.

Then don't worry advisors, we are definitely NOT out to "steal your clients." If I wanted to spend my time dealing with "people and their problems," then I would have been a normal financial advisor / money manager instead of doing Tools For Money decades ago. I'm the opposite of a "people person," so that's just not me - never has been, is not now, and never will be. Not being a people person is why I "failed in sales" back in the 80's, so that life-ruining debacle will NOT be repeated. Then Dave is way too busy managing all of his clients as it is, and barely has enough time to get MMT going. So once it's going we'll hire an assistant, and that will be enough to ensure MMT clients are well serviced, and that's all. If MMT works, then there will so much "free money" for us, that spending time being bogged down dealing with the mundane details of individual clients' lives would be highly illogical. In other words, per hour of time worked, MMT will probably make us over a dozen times more money than dealing with people's live, making financial plans, and investing their money at 1% (half of MMT's fee) using boring mutual funds. So we have no interest in any of that whatsoever. MMT is where both the action and the money is, so that's more than enough for us, and all we're doing.

In other words, I don't want anything to do with "fame." All I care about is, "Show me the money!" I'm in this to get rich, and that's it, period. Dave wants the fame, and the money, so he's your contact for everything. He grills me about how I do my thing, so over time he'll be able to talk about everything adequately.

So the only ways to "pump me for information" are to buy either the subscription service or the one-time call service. There won't be any commentary if all you have is a trading account.

Everything I have to say about MMT will be on this page and the pages you'll get to read when you click the link below:

Send e-mail to inquire and receive much more information

Or please contact the person directly responsible your servicing your account:

David Evans
Q Financial Design Workshops, LLC
Out of Chandler, AZ
(480) 269-2688

Here's the bottom line of test / demo / hypo trading last year:

Call #17: 29 June: New position taken: ??? @ $52.66
6 July: Unwound @ $53.48
Delta: $0.82 or +1.56%
Account Balance (starting at $118.24) $120.08
Gross return for the year to trade date (without transaction costs): +20.08%
DJIA YTD (same time as this trade): 4.09%
S&P 500 YTD (same time as this trade): 7.35%
Call Accuracy / Correctness rate: 94%

In a Nutshell:

• This is a unique high-risk speculative stock market timing service for aggressive investors' "play money" (limited to 10% of their investable assets when it comes to individual investors).

• The #1 goal is to rarely realize a loss (although it's normal for the current trade to be at a loss about 75% of the time, but they're rarely realized). The only other goal is to eke out a consistent stream of tiny profits almost daily (in the 0.1% range after trading expenses).

When you don't have losses, then gains compound much much much faster (see the Nobel Prize winning work of Markowitz about Modern Portfolio Theory for the math on how that works).

• It is market neutral and is not correlated to anything else. This is very rare, because the vast majority of hedge funds are not even market neutral, so they're not even hedging anything, and thus are just "fake hedge funds." So if you're after something that's both as much as you can get, then this is the best thing ever invented.

• There are three ways to participate:

1) AUM - Invest in a trading account and we'll make the trades and do everything for you (initial minimum is $25,000 and annual fee is 2%, after the temporary sale).

2) Pay $1,000 per year to receive a "newsletter" notifying you when trades are made, with occasional rants and market commentary.

3) Pay $100 one-time for a very-short-, short-, medium, and long-term forecast of the S&P 500 and/or DJIA 30.

These three services are NOT mutually exclusive, nor redundant, so you'd get value from having all three services going at the same time (if you cared at all about very short-term stock market forecasts).

• This is unique and a never-before attempted methodology of very short-term trading using market timing.

I've been making these trades in my head almost daily since the 80's, but couldn't implement the investment strategy in the Real World because of four obstacles:

1) Leveraged and inverse market-index-based ETFs needed to be invented because index funds and derivatives are still not close to being efficient enough.

2) There wasn't a viable trading platform that could do the work with trading costs low enough until the Scottrade Advisor platform evolved to handle it.

3) I wasn't "smart enough" until a series of "epiphanies, episodes, and incidents" happened to me from Aug '10 - Sept '11.

4) I wanted to finish Tools For Money first so I could concentrate only on trading.

So now, for the first time, everything is in place and there's no showstoppers. Let the games begin!

• The gist of it is this: 99% of everyone's money will be put into just one ETF. Some use 2X and 3X leverage and some are inverse.

Then if and when there's a profit, it's usually immediately "plucked." Then you'd be 100% in cash until the next buy trade. This is AKA serial trading (or unwinding a near fully-invested position).

To invest via the AUM program, you'll go to the Scottrade Advisor's website where you'd fill out an online form, and transfer money into it. Then our RIA in Phoenix will do the rest of the paperwork and service work for you.

Then a sub-client trading account will be set up for you. Then I'll be trading all of the subaccounts using the one "Master Account" that can trade a Group all at once. So you'll be one investor (of many hopefully) in our RIA's Mr. Market Timer Group.

Then all I need to do is pull the trigger once from the Master Account, and all of the subaccounts magically trade. The trade is either to buy one ETF with 99% of the cash in all of the accounts in the MMT Group, or sell everything, which will always be just one ETF, to cash. So your account will only be in one of two situations at any given time - either 100% in cash or 99% all in just one ETF.

Scottrade Advisor Services is the best custodian for this (but others are coming up fast, and may be used in the future). This is because it:

• Performs the required function of putting everyone into a Group, and then being able to buy with 99% of the cash on hand, in the very short time it takes to decide to make a trade. Most other platforms can do one, but fail at doing both.

• It's only $7 for a one-way ticket.

• It's one of the major players with household name brand.

• They do a great job at all of the mundane service work.

• They're the discount broker that has the best access to the mutual fund picks too.

So all of this means that you'll be able to open up an account and use our Model Portfolios and investment portfolios created using the Comprehensive Asset Allocation software too!

Here's the temporary getting-started sale fee schedule:

The AUM annual fee is only 1%. So it's only $250 per year in fees for a minimum $25,000 account. Breakpoints for larger accounts start at $100,000, where the total fee drops to 0.75%.

Then on 1/1/14, fees go back to 2% of AUM. We'll decide on breakpoints after getting feedback.

It's a very simple deal with the AUM program: After David Evans and I ensure you're the right type of investor for this service, then all you'd do is sign the fee-based RIA account agreement and the Mr. Market Timer agreement, David sends you his ADV and the other usual RIA stuff, and then you open anScottrade Advisor Services account online for a minimum of $25,000.

The RIA puts your money into a separate account in our MMT Group. I trade it. You pay 2% in annual fees billed monthly in arrears from the cash in your account.

Then you're free to add more money or withdraw as much as you want at any time. You can cancel your account at any time, and then you'd get the balance of your account sent to you. Then you'd pay the taxes on the profits, unless it's in a tax-qualified account (like an IRA).

That's all there is to it - once you qualify (by filling out an Investment Fact Finder, and qualifying to see if you should be investing in such a high-risk strategy) you just sign two forms, apply / transfer funds to your Scottrade subaccount using their online form, sit back and watch and hope I can do what I say I can do!

The "qualifying" is just to ensure that you're not putting all of your money into this investing strategy as a "Hail Mary pass." We'll be looking at each individual client to ensure MMT is less than 10% of total investable assets.

There is no test, nor qualifying criteria for the newsletter subscription or the $100 one-time calls. This is only for the AUM program where we're actually making trades in your account.

Yes, you can set up a non-qualified account and/or any type of tax-qualified retirement account too (e.g., IRA, 401k rollover, etc.).

You'll also get much more information sent to you via e-mail. For example, a list of what the risks are, the disclaimer / agreement you'd need to sign, about the one market timing indicator signal used, screen prints of the demo trading that match the list of trades below, and then everything else about how I do my thing that's not a trade secret.

So after you inquire, you'll get to read everything there is about MMT that's not top secret, and you'll be able to talk with the live human in charge of your account to ask all of the questions you want.

Send e-mail to inquire and receive much more information

Or please contact the person directly responsible your servicing your account:

David Evans
Q Financial Design Workshops, LLC
Out of Chandler, AZ
(480) 269-2688

______________________________________________

2012 Hypothetical Demo Call Status:

The question marks where the ETF tickers should be are there so people that don't want to inquire will find it too hard to replicate the service on their own (which can't be done anyway). When you inquire, you'll receive all of the screen prints in Word docxs showing all of these trades below.

Call #1: 4 Jan '12: Position taken: ??? @ $14.77
12 Jan: Unwound @ $14.84
Delta: +$0.07 or +0.47%
Account Balance (starting at $100): $100.47
Gross return for the year to trade date (without transaction costs): +0.47%
Call Accuracy / Correctness rate: 100%
Sorry no Word doc to download on this position as proof, because I didn't get around to casting all of my checklists and rules into concrete yet

Call #2: 12 Jan '12: Position taken: ??? @ $14.67
13 Jan: Unwound @ $14.90
Delta: +$0.23 or +1.57%
Account Balance (starting at $100.47): $102.05
Gross return for the year to trade date (without transaction costs): +2.05%
Call Accuracy / Correctness rate: 100%

Call #3: 13 Jan '12: New position taken: ??? @ $38.25
17 May: Unwound @ $37.40
Delta: -$0.85 or -2.22%
Account Balance (starting at $102.05) $99.98
Gross return for the year to trade date (without transaction costs): -0.02%
Call Accuracy / Correctness rate: 66%

Call #4: 21 May '12: New position taken: ??? @ $37.20
23 May: Unwound @ $37.45
Delta: $0.25 or +0.65%
Account Balance (starting at $99.98) $100.63
Gross return for the year to trade date (without transaction costs): +0.63%
Call Accuracy / Correctness rate: 75%

Call #5: 23 May '12: New position taken: ??? @ $37.45
23 May: Unwound @ $37.65
Delta: $0.20 or +0.53%
Account Balance (starting at $100.63) $101.16
Gross return for the year to trade date (without transaction costs): +1.16%
Call Accuracy / Correctness rate: 80%

Call #6: 23 May '12: New position taken: ??? @ $61.78
23 May: Unwound @ $62.26
Delta: $0.48 or +0.78%
Account Balance (starting at $101.16) $101.92
Gross return for the year to trade date (without transaction costs): +1.92%
Call Accuracy / Correctness rate: 83%

Beating the DJIA YTD as of the last trade!

Call #7: 23 May '12: New position taken: ??? @ $45.59
23 May: Unwound @ $47.12
Delta: $1.53 or +3.36%
Account Balance (starting at $101.92) $105.34
Gross return for the year to trade date (without transaction costs): +5.34%
DJIA YTD (same day as this trade): 2.08%
Call Accuracy / Correctness rate: 86%

Call #8: 24 May '12: New position taken: ??? @ $45.19
24 May: Unwound @ $45.83
Delta: $0.65 or +1.42%
Account Balance (starting at $105.34) $106.84
Gross return for the year to trade date (without transaction costs): +6.84%
S&P 500 YTD (same day as this trade): 5.02%
Call Accuracy / Correctness rate: 88%

Call #9: 25 May '12: New position taken: ??? @ $46.66
29 May: Unwound @ $48.02
Delta: $1.36 or +2.91%
Account Balance (starting at $106.84) $109.95
Gross return for the year to trade date (without transaction costs): +9.95%
S&P 500 YTD (same time as this trade): 5.65%
Call Accuracy / Correctness rate: 89%

Call #10: 29 May '12: New position taken: ??? @ $64.15
29 May: Unwound @ $64.47
Delta: $0.32 or +0.50%
Account Balance (starting at $109.95) $110.50
Gross return for the year to trade date (without transaction costs): +10.50%
S&P 500 YTD (same time as this trade): 5.95%
Call Accuracy / Correctness rate: 90%

Call #11: 29 May '12: New position taken: ??? @ $125.73
11 June: Unwound @ $126.43
Delta: $0.70 or +0.56%
Account Balance (starting at $110.50) $111.12
Gross return for the year to trade date (without transaction costs): +11.12%
DJIA YTD (same time as this trade): 2.76%
S&P 500 YTD (same time as this trade): 5.92%
Call Accuracy / Correctness rate: 91%

Call #12: 11 June: New position taken: ??? @ $36.80
11 June: Unwound @ $37.01
Delta: $0.21 or +0.57%
Account Balance (starting at $111.12) $111.75
Gross return for the year to trade date (without transaction costs): +11.75%
DJIA YTD (same time as this trade): 2.68%
S&P 500 YTD (same time as this trade): 5.40%
Call Accuracy / Correctness rate: 92%

Call #13: 12 June: New position taken: ??? @ $37.02
13 June: Unwound @ $37.18
Delta: $0.16 or +0.43%
Account Balance (starting at $111.75) $112.23
Gross return for the year to trade date (without transaction costs): +12.23%
DJIA YTD (same time as this trade): 2.02%
S&P 500 YTD (same time as this trade): 4.34%
Call Accuracy / Correctness rate: 92%

Call #14: 14 June: New position taken: ??? @ $36.82
25 June: Unwound @ $37.06
Delta: $0.24 or +0.65%
Account Balance (starting at $112.23) $112.96
Gross return for the year to trade date (without transaction costs): +12.96%
DJIA YTD (same time as this trade): 2.40%
S&P 500 YTD (same time as this trade): 4.85%
Call Accuracy / Correctness rate: 92%

Call #15: 25 June: New position taken: ??? @ $46.77
27 June: Unwound @ $48.25
Delta: $1.48 or +3.16%
Account Balance (starting at $112.96) $116.53
Gross return for the year to trade date (without transaction costs): +16.53%
DJIA YTD (same time as this trade): 3.35%
S&P 500 YTD (same time as this trade): 5.89%
Call Accuracy / Correctness rate: 93%

Call #16: 25 June: New position taken: ??? @ $125.94
29 June: Unwound @ $127.79
Delta: $1.85 or +1.47%
Account Balance (starting at $116.53) $118.24
Gross return for the year to trade date (without transaction costs): +18.24%
DJIA YTD (same time as this trade): 4.81%
S&P 500 YTD (same time as this trade): 7.49%
Call Accuracy / Correctness rate: 93%

No current position because I stopped trading in hypothetical mode on 6 July '12. I wanted to stop it in exactly six months, but I got "got stuck" for a week at the very end.

Send e-mail to inquire and receive much more information

Or please contact the person directly responsible your servicing your account:

David Evans
Q Financial Design Workshops, LLC
Out of Chandler, AZ
(480) 269-2688

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