We have a Complete Array of Retirement Planning Software for Everyone

Plus, the short version of out retirement planning services is that for a reasonable fee, we'll make you a retirement plan using our best retirement planning software.

All four versions of our retirement software use a superior Monte Carlo simulation methodology than other retirement planners. The vast majority of other retirement savings software just uses Monte Carlo to fiddle with the rate of return on investments, to give you a bottom line probability of success number. Ours also fiddles with inflation and taxes at the same time. Everything is explained in the manual, and on the Monte Carlo page.

· Single Real World Retirement (RWR) does a "mini-financial plan" that displays more valuable information than getting a complete financial plan software package from any other vendor. If you want more accuracy, flexibility, functionality, power, and a better retirement analysis  than anything else ever created, then the single version of RWR is for you.

Assets can easily be set up using the "bucket" approach, where you input accounts according to what kind of financial asset class it's in. This way you can control where the retirement income comes from from several points of view - dividend income, taxes, qualifies vs. non-qualified, etc. This make depleting one type of asset/bucket/account before tapping into other buckets easy to model. If you're going to set up retirement assets to payout income using the bucket approach, then single RWR is better than Dual RWR because it has twice as many asset slots available.

· For professional retirement planners that like having most all of the inputs on the same page, and like to see both current and proposed retirement scenarios at the same time, there's Dual RWR. It's basically two RWR's combined, with a master input sheet to put most of the inputs in one place. Dual RWR has half of the asset slots of Single RWR, because half are current and half are proposed.

Dual RWR is the heart of the Integrated Financial Planner.

You can run Monte Carlo simulations on Current and Proposed versions separately, for a thorough retirement analysis.

· If you want a basic, quick, and inexpensive retirement planner, then see the RP retirement planner. The differences with RWR are:

· If you want several times the functionality of free online retirement calculators, but still want it free, then our free retirement calculator is the answer. It's a scaled-down version of RP, but has dozens of times more functionality of any other free retirement calculator ever to be on the web.

It has the same Monte Carlo capability as the other retirement planners.

· If you like it free and simple as possible, then the free retirement planners on the free online retirement calculators page might work for you.

If there was a scale of 1 to 100, 1 being totally useless, and 100 being the only perfect retirement plan software:

· The vast majority of free online retirement and financial calculators would be about 10. The best would go up to 20. Most all are listed on the free retirement calculator page.

· Our free retirement calculator would be about 35.

· RP would be about 55. RP is capable of evaluating someone's retirement better than most competitors.

· The vast majority of retirement software (regardless of price, how easy it is to use, how well it's advertised, or what software platform it's on), would be about 65. The top contenders are around 70.

· RWR would be about 85. You can analyze any oddball scenario that happens in the Real World with RWR, and you have complete control of every number in every year. RWR is by far the most functional retirement software ever created.

· Dual RWR is the only retirement planner ever created that is as close to 100 as possible. It's just two RWRs combined, to make it easier to see two scenarios on one screen. It also performs Monte Carlo better than anything other retirement planner. Nothing is even close to being able to perform all of the functions as Dual RWR.

Our Investment Models now have Retirement Target Date Models

Retirement analysis of when to start collecting Social Security

We also have retirement planning services, where both individual investors and financial planners can get retirement plans created.

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