Free online college calculators and financial calculators.

Free College Planning Calculators

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(is listed below. The financial planning software modules are on the right-side column)

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Discounts on Financial Plan Software for Financial Planning Advisers and Money Managers

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Free Downloads and Money Tools
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Free How-to Money eBook for DIY Investors, Critical Reading for Financial Advisers, and the Only Place Where Most All Ancient Financial Myths are Exposed

Free Sample Comprehensive Financial Plans

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All Financial Plan Software Module Demos Listed on One Page

Selected Links to Other Relevant Money Websites

Our Unique Financial Services
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Fee-only Hourly Financial Planning Consulting

Using Custom Benchmark Portfolios to Compare Investment Performance

Free Financial Planner Directory

Coaching for Financial Planners

Listings for Buying or Selling a Financial Planning Practice

You can stop searching, because almost all free online college savings calculators are listed below

All of our free financial calculators, are on the Time Value of Money Tools demo, except for these, which are here:

The world's most functional free online retirement calculator

Our free 401(k) Calculator is the only one that performs all functions from all other 401k calculators

The bond calculator's demo has the most functional free bond yield to maturity calculator on the web

Our free personal budget software is okay considering there's no way to make money from it since everyone already has a free budget program

Large collection of free college calculators.

We listed almost every free online college calculator on the web.

There are hundreds of websites with free online financial calculators, but the vast majority just "rent" usage of them from the vendors below. Paying them rent allows webmasters to put the financial calculators on their site in a manner that makes it look like their site built them (when they really just go to a site like Dinkytown to calculate and display the results). So most financial calculators are the same. For example, FinanceCalc.com just VisualCalc.com's financial spreadsheets and MoneyToys uses Wheatworks.

Please keep in mind that Tools for Money didn't make the ones listed below, they're just links to other free online financial calculator websites.

Most calculate the numbers as advertised, but there are so few input fields, that you can't account for most of the details that will dramatically alter Real World results.

Time Value of Money and Financial Calculator Terminology

TVM = Time value of money - the basic concepts of what these financial calculators are all about. PV = Present Value (beginning investment values, or how much something is worth today). PMT = Payments (constant contributions or withdrawals each compounding period, usually added to or subtracted from the scenario monthly). I = Compound interest rate (interest rate or growth rate that is applied at each N compounding period). N = Number of compounding periods (how many times the calculations are done that compound money at the given interest rate, usually in months or years. E.g., If you have $100 and you compound, or add, 10% annual interest, then you'd have $110 as a future value over this one compounding period. If N=2, then it would compound twice, and your ending value would be $121, which is $110 plus 10%). FV = Future value (usually the result, or the amount of money accumulated over N compounding periods). P = Principal, or how much money is being lent or borrowed. ARM = Adjustable Rate Mortgage. APR = Annual Percentage Rate.

This is page 9 of 11 of the free financial calculators:
College Planning Calculators

401(k) Calculators

Basic Financial Calculators

Family Money Calculators

Real Estate Calculators

Debt Calculators

Investment Calculators

Retirement Calculators

Tax Calculators

College Calculators

Insurance Calculators

Business Owner Calculators

Financial Planning Software Modules For Sale
(are listed below)

Financial Planning Software that's Fully-Integrated

Retirement Planning Software Menu: Something for Everyone

Comprehensive Asset Allocation Calculator

Asset Allocation Models with Investment Track Record

Monthly Updated Mutual Fund Picks

TVM Financial Tools and Free Financial Calculators

Financial Planning Fact Finders

Investment Policy Statement Software

Bond Calculators for Duration, Convexity, YTM, Accretion, and Amortization

Life Insurance Needs Calculator

Rental Real Estate Analysis Software

Net Worth Calculator

College Savings Calculator

Marketing Seminar for Financial Planners

Financial Planning Marketing

Free Personal Budget Software and 75-year Cash Flow Projector

Vendors >

Functions

Tools For Money CalculatorWeb.com Dinkytown.net

Have to have Sun Java / ActiveX running (both are security risks)

FinancialCalculators.com

Same as FinCalc.com and CalcXML.com

This won't work unless you accept their cookies, have your Java turned on (dangerous security risk), and pop-up blocker turned off. It also won't work the first time because it needs to put a cookie on your computer. So click on another calculator after the first attempt fails, and then they should all work.

Miscellaneous Vendors VisualCalc.com

Same as FinanceCalc

All go to a main menu where you have to choose the calculator you want again

College Savings Calculators Yes the most comprehensive ever created, but not free. 8 inputs calculate the PV of a college education, the FV of savings, and what annual PMT needs to be to fund it. 4 inputs show the college fund depleting as it's used to fund college.

Student Loan Consolidation and Debt Payoff

Input data for up to six kids that needed college funding.

Can I pay loans back: Similar to above but with less input fields.

Advantages of the Coverdale ESA.

College Savings Calculators.

What will it take to save for a college education?

What investments can I use to save for college?

Student loan consolidation and debt payoff.

FINRA's college calculator.

College planning calculator.

College funding calculator.

A few inputs calculate monthly savings PMT needed (Click on "College planner calculator")
Dorm vs. Staying at Home Calculator Yes the most comprehensive ever created, but not free. No. No. Input data to compare expenses of living at home vs. dorm while attending college. No. No.
Calculate the Payments of a PLUS Student Loan No plans to make one No. No. Payments on a parental (PLUS) loan: Input four student loans and calculate an amortization schedule. No. No.
Future Value of a College Education No plans to make one, no way to program it as it's all subjective No. No. 6 inputs calculate the economic value until age 65 of having a college education vs. not. College Value Calculator.

What is the value of higher education?

No.
Advantages of 529 College Plans Yes the most comprehensive ever created, but not free.

Yes

No. No. 5 inputs calculate the benefits of using a Section 529 college plan. iShares has the only 529 plan comparator

529 savings plan expense calculator by FINRA

No.
Student Budget Calculator Yes the most comprehensive ever created, but not free. No. Several inputs are used to calculate the budget of a full-time college student. No. College Student Budget. No.

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