Free Business Calculators
(is listed below. The financial planning software modules are on the right-side column)
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Free Downloads and Money Tools
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|You can stop searching, because almost all free online business calculators are listed below
All of our free financial calculators, are on the Time Value of Money Tools demo, except for these, which are here:
Our free 401(k) Calculator is the only one that performs all functions from all other 401k calculators
The bond calculator's demo has the most functional free bond yield to maturity calculator on the web
Our free personal budget software is just okay because you can't make money from it because all of the major vendors just give theirs away for free
We listed almost every free online business calculator on the web.
There are hundreds of websites with free online business calculators, but the vast majority just "rent" usage of them from the vendors below. Paying them rent allows webmasters to put the financial calculators on their site in a manner that makes it look like their site built them (when they really just go to a site like Dinkytown to calculate and display the results). So most financial calculators are the same. For example, FinanceCalc.com just VisualCalc.com's personal finance software and MoneyToys uses Wheatworks.
Please keep in mind that Tools for Money didn't make the ones listed below, they're just links to other free online financial calculator websites.
Most calculate the numbers as advertised, but there are so few input fields, that you can't account for most of the details that will dramatically alter Real World results.
Time Value of Money and Financial Calculator Terminology
TVM = Time value of money - the basic concepts of what these financial calculators are all about. PV = Present Value (beginning investment values, or how much something is worth today). PMT = Payments (constant contributions or withdrawals each compounding period, usually added to or subtracted from the scenario monthly). I = Compound interest rate (interest rate or growth rate that is applied at each N compounding period). N = Number of compounding periods (how many times the calculations are done that compound money at the given interest rate, usually in months or years. E.g., If you have $100 and you compound, or add, 10% annual interest, then you'd have $110 as a future value over this one compounding period. If N=2, then it would compound twice, and your ending value would be $121, which is $110 plus 10%). FV = Future value (usually the result, or the amount of money accumulated over N compounding periods). P = Principal, or how much money is being lent or borrowed. ARM = Adjustable Rate Mortgage. APR = Annual Percentage Rate.
This is page 11 of 11 of the free financial calculators:
Business Owner Calculators
|Financial Planning Software Modules For Sale
(are listed below)
|Tools For Money||Calculatorpro.com||CalculatorWeb.com||FinancialCalculators.com
Same as FinCalc.com and CalcXML.com
This won't work unless you accept their cookies, have your Java turned on (dangerous security risk), and pop-up blocker turned off. It also won't work the first time because it needs to put a cookie on your computer. So click on another calculator after the first attempt fails, and then they should all work.
Have to have Sun Java / ActiveX running (both are security risks)
|Business Valuation||No plans to get into this market.||No.||Business Value Calculator.||What is the value of my business?||Input data for four years and it calculates an estimate of what your business is worth.||Balance Sheet.|
|Business Cash Flow Calculator||No plans to get into this market.||No.||No.||No.||Several inputs calculate business cash flow.||Business Budget.|
|Commercial Loan Calculator||No plans to get into this market.||No.||No.||No.||Several inputs calculate debt service coverage with a new commercial loan.||What term of loan should I choose?|
|Business Equipment vs. Lease||No plans to get into this market.||No.||No.||Should I lease or buy equipment?||Dozen input business equipment lease vs. buy calculator.||Several inputs and a few sliders calculates PMT and average annual cost (Click on "Lease analysis calculator")|
|Business Financial Ratios Calculators
Business Break-even Analysis and Profit Margin Calculator
Miscellaneous Business Calculators
|No plans to get into this market.||Break Even Calculator.||Business net worth: Input current assets and current liabilities, and it calculates ALE and liquidity ratio.||Tax savings of a qualified retirement/cafeteria plan.||A dozen inputs will calculate several business ratios.||Break Even Analysis.|
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