Free online business calculators and financial calculators.

Free Business Calculators

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(is listed below. The financial planning software modules are on the right-side column)

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Price List of All Financial Planning Software Modules

How to Buy Money Software in General

Discounts on Financial Plan Software for Financial Planning Advisers and Money Managers

New Financial Planner Starter Kit

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Free Downloads and Money Tools
(are listed below)

Free How-to Money eBook for DIY Investors, Critical Reading for Financial Advisers, and the Only Place Where Most All Ancient Financial Myths are Exposed

Free Sample Comprehensive Financial Plans

Free Financial Software Downloads, Investing Tips, and Tutorials

All Financial Plan Software Module Demos Listed on One Page

Selected Links to Other Relevant Money Websites

Our Unique Financial Services
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Mr. Market Timer's Unique and Market Neutral Stock Market Timing Service Could Be Up Soon!

Fee-only Hourly Financial Planning Consulting

Using Custom Benchmark Portfolios to Compare Investment Performance

Free Financial Planner Directory

Coaching for Financial Planners

Listings for Buying or Selling a Financial Planning Practice

You can stop searching, because almost all free online business calculators are listed below

All of our free financial calculators, are on the Time Value of Money Tools demo, except for these, which are here:

The world's most functional free online retirement calculator (a scaled-down version of the RP Retirement Planner)

Our free 401(k) Calculator is the only one that performs all functions from all other 401k calculators

The bond calculator's demo has the most functional free bond yield to maturity calculator on the web

Our free personal budget software is just okay because you can't make money from it because all of the major vendors just give theirs away for free

Large collection of free business calculators.

We listed almost every free online business calculator on the web.

There are hundreds of websites with free online business calculators, but the vast majority just "rent" usage of them from the vendors below. Paying them rent allows webmasters to put the financial calculators on their site in a manner that makes it look like their site built them (when they really just go to a site like Dinkytown to calculate and display the results). So most financial calculators are the same. For example, FinanceCalc.com just VisualCalc.com's personal finance software and MoneyToys uses Wheatworks.

Please keep in mind that Tools for Money didn't make the ones listed below, they're just links to other free online financial calculator websites.

Most calculate the numbers as advertised, but there are so few input fields, that you can't account for most of the details that will dramatically alter Real World results.

Time Value of Money and Financial Calculator Terminology

TVM = Time value of money - the basic concepts of what these financial calculators are all about. PV = Present Value (beginning investment values, or how much something is worth today). PMT = Payments (constant contributions or withdrawals each compounding period, usually added to or subtracted from the scenario monthly). I = Compound interest rate (interest rate or growth rate that is applied at each N compounding period). N = Number of compounding periods (how many times the calculations are done that compound money at the given interest rate, usually in months or years. E.g., If you have $100 and you compound, or add, 10% annual interest, then you'd have $110 as a future value over this one compounding period. If N=2, then it would compound twice, and your ending value would be $121, which is $110 plus 10%). FV = Future value (usually the result, or the amount of money accumulated over N compounding periods). P = Principal, or how much money is being lent or borrowed. ARM = Adjustable Rate Mortgage. APR = Annual Percentage Rate.

This is page 11 of 11 of the free financial calculators:
Business Owner Calculators

401(k) Calculators

Basic Financial Calculators

Family Money Calculators

Real Estate Calculators

Debt Calculators

Investment Calculators

Retirement Calculators

Tax Calculators

College Calculators

Insurance Calculators

Business Owner Calculators

Financial Planning Software Modules For Sale
(are listed below)

Financial Planning Software that's Fully-Integrated

Retirement Planning Software Menu: Something for Everyone

Comprehensive Asset Allocation Calculator

Asset Allocation Models with Investment Track Record

Monthly Updated Mutual Fund Picks

TVM Financial Tools and Free Financial Calculators

Financial Planning Fact Finders

Investment Policy Statement Software

Bond Calculators for Duration, Convexity, YTM, Accretion, and Amortization

Life Insurance Needs Calculator

Rental Real Estate Analysis Software

Net Worth Calculator

College Savings Calculator

Marketing Seminar for Financial Planners

Financial Planning Marketing

Free Personal Budget Software and 75-year Cash Flow Projector

Vendors >

Functions

Tools For Money Calculatorpro.com CalculatorWeb.com FinancialCalculators.com

Same as FinCalc.com and CalcXML.com

This won't work unless you accept their cookies, have your Java turned on (dangerous security risk), and pop-up blocker turned off. It also won't work the first time because it needs to put a cookie on your computer. So click on another calculator after the first attempt fails, and then they should all work.

Dinkytown.net

Have to have Sun Java / ActiveX running (both are security risks)

Miscellaneous Vendors
Business Valuation No plans to get into this market. No. Business Value Calculator. What is the value of my business? Input data for four years and it calculates an estimate of what your business is worth. Balance Sheet.

What is my business worth today?

Business Cash Flow Calculator No plans to get into this market. No. No. No. Several inputs calculate business cash flow. Business Budget.

Income Statement.

Commercial Loan Calculator No plans to get into this market. No. No. No. Several inputs calculate debt service coverage with a new commercial loan. What term of loan should I choose?
Business Equipment vs. Lease No plans to get into this market. No. No. Should I lease or buy equipment? Dozen input business equipment lease vs. buy calculator. Several inputs and a few sliders calculates PMT and average annual cost (Click on "Lease analysis calculator")

Should I buy or lease equipment?

Business Financial Ratios Calculators

Business Break-even Analysis and Profit Margin Calculator

Miscellaneous Business Calculators

No plans to get into this market. Break Even Calculator.

Company Car Tax Calculator.

Coverage Ratio Calculator.

Current Ratio Calculator.

Customer Lifetime Value Calculator.

Debt to Assets Ratio Calculator.

Debt to Equity Ratio Calculator.

Debt to Income Ratio Calculator.

Discount Calculator.

Draw Against Commission Calculator.

Employee Turnover Calculator.

Fringe Benefit Calculator.

Gross Profit Margin Calculator.

Marketing ROI Calculator.

Operating Profit Percentage Calculator.

Percent Off Calculator.

Quick Ratio Calculator.

Recurring Payment Profit Calculator.

Return On Assets Calculator.

Business net worth: Input current assets and current liabilities, and it calculates ALE and liquidity ratio.

Four inputs calculate business break-even analysis: Input Variable costs, fixed costs, sales, price per unit, and it calculates break even.

Estimate my credit score.

Profit and Loss Calculator.

Depreciation Calculator.

Tax savings of a qualified retirement/cafeteria plan.

What are my new business startup costs?

Should I pay or charge monthly, quarterly or annually?

What is the value of my business?

How many units do I need to sell to breakeven?

What are my business financial ratios?

A dozen inputs will calculate several business ratios.

4 inputs calculate business break even analysis: Input Variable costs, fixed costs, sales, price per unit, and it calculates break even.

5 inputs and a slider calculate how much inventory you should hold, and when you should place inventory orders.

Input into a matrix and calculate profit margin.

4 inputs and a slider calculate business working capital needs.

Net Operating Loss Carryback/Carryover.

Break Even Analysis.

Timesheet Template.

Time Sheet with Breaks.

Weekly Timecard by Project - Track number of hours worked on different projects.

Employee Shift Schedule.

Vacation Accrual Template.

Payroll Register Template.

Travel Expense Report.

Reimbursement Form.

Job Application Form.

Profit and Loss Template.

Business Startup Costs Calculator.

Statement of Cash Flows Calculator.

Depreciation Schedule Template.

Billing Statement.

How much do I need to start my business?

ROI Onboarding calculator for new hires.

Cost of hiring bad employees calculator.

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