Our software is Excel based and is available with a 1-year, 3-year or 5-year license. These tools are designed to provide real world results for clients and individuals alike. No cloud based solution that leaves you vunerable to hacking or a program that uses generic inputs to deliver generic results. Great programs designed to deliver real world results at a resasonable price. Updated price list is available here.

What's Relatively New: July 2017

We now offer a model and mutual fund/ETF subscription service for advisors and for DIY investors. The subscriptions are slightly different and are a designed to meet the needs of each market.

Generally, your subscription will provide monthly updates to our asset allocation models and the recommended investments (mutual funds, ETFs). For advisors we will continue to provide the Load, No-load, and ETFs. For individual investors the subscription service includes the allocation models and our No-load mutual fund recommendations.

What's Coming:

ESG options. Often referred to as sustainable investing. ESG investments incorporate environmental, social and governance screeners. A growing area of investment that allows investors to "do good" while making investment decisions.

Miscellaneous:

• You can hire us to manage your money, and/or advisers can hire us to manage their clients money, using our Model Portfolios saving time and reducing the effort required. To discuss having us as managers email me at support@toolsformoney.com.

Retirees concerned with developing an income stream may want to consider our money management program generically referred to as the CHIIM program. Before you invest in an annuity read about annuities and then search this site for information about CHIM and then contact us at support@toolsformoney.com. We're happy to provide unbiased advice.

Now is a great time to read this page about tax software to realize that you do not need to spend almost $3,000 a year on NaviPlan to get accurate numbers in your financial plans.

Financial Planning Software Modules For Sale
(are listed below)

Financial Planning Software that's Fully-Integrated
(the IFP is the NaviPlan alternative for 1/6th the price)

Goals-Only "Financial Planning Software"
(the MoneyGuidePro alternative for 1% of their price)

Retirement Planning Software Menu: Something for Everyone
(the RWRs, RP, and SRP)

Comprehensive Asset Allocation Software

Model Portfolio Allocations with Historical Returns

Monthly-updated ETF and Mutual Fund Picks

DIY Investment Portfolio Benchmarking Program

Financial Planning Fact Finders for Financial Planners Gathering Data from Clients

Investment Policy Statement Software (IPS)

Life Insurance Calculator (AKA Capital Needs Analysis Software)

Bond Calculators for Duration, Convexity, YTM, Accretion, and Amortization